It's gonna sound like I am bitching.. I AM.
Ok, so I got into a minor accident like 3 weeks ago on the highway. I was traveling south coming towards the area where I live (was with a friend). So i'm in the far right lane on the highway ready to take this exit. I travel this way all the time. Numerous times a day. So I take the exit as I normally do. It's sort of a turn that's like a loop around. It's a single lane. So i'm about halfway through this loop and boom.. I get hit on my right side. I'm like WTF? How could somebody hit me at this point where I was. It's a single lane. So my assumption was he was trying to speed past me. But again... in a single lane? I wasn't driving too slow. Why would he try and do that? Who the fuck knows.
So i've basically had to deal with the insurance company bullshit since then. It's been 3 weeks and i've gotten nothing accomplished with them. My insurance company estimated the damage at about $1400 and the other guys estimated it at about $1600. My company gave me a $900 check. So basically if I wanted to get it fixed with them, i'd have to throw in that other $500.. which is my deductible. But I told them I wasn't using the check because I wasn't at fault and I want his insurance company to pay for it.
So i've talked with some random guy on his end with his insurance company and i've told my story numerous times. I never changed anything in my story.. EVER. The other dude changed his story like 2-3 times. He even went as far as saying he was never behind me. Which is literally impossible. You hit me on a one lane highway exit and you were never behind me? Not to mention he lied about the way he was traveling. Which would have meant the damage would have been on the opposite sides of our cars.
I had a feeling I was gonna get fucked and sure enough.. he's not found liable. I'm wondering how that's possible. It's so obvious what happened. I thought I had the guy from the other insurance company convinced. He tried to pass me on the right in a one lane exit. Him changing his story 2-3 times doesn't mean anything either? Now I get this letter saying I "failed to maintain my lane of traffic and struck their insured"? Talk about a fucking joke. Shit makes absolutely no sense.
Now they (our insurance companys) are doing the whole arbitration thing. And it's gonna take months. I'm not spending my own money to get this shit fixed. I don't care if I get it back in 2 or 3 months. If I thought I was the least bit liable for this thing, I wouldn't feel bad paying. Then i'd be like "I fucked up.. i'm willing to pay". But i'm not.
Ok, so I got into a minor accident like 3 weeks ago on the highway. I was traveling south coming towards the area where I live (was with a friend). So i'm in the far right lane on the highway ready to take this exit. I travel this way all the time. Numerous times a day. So I take the exit as I normally do. It's sort of a turn that's like a loop around. It's a single lane. So i'm about halfway through this loop and boom.. I get hit on my right side. I'm like WTF? How could somebody hit me at this point where I was. It's a single lane. So my assumption was he was trying to speed past me. But again... in a single lane? I wasn't driving too slow. Why would he try and do that? Who the fuck knows.
So i've basically had to deal with the insurance company bullshit since then. It's been 3 weeks and i've gotten nothing accomplished with them. My insurance company estimated the damage at about $1400 and the other guys estimated it at about $1600. My company gave me a $900 check. So basically if I wanted to get it fixed with them, i'd have to throw in that other $500.. which is my deductible. But I told them I wasn't using the check because I wasn't at fault and I want his insurance company to pay for it.
So i've talked with some random guy on his end with his insurance company and i've told my story numerous times. I never changed anything in my story.. EVER. The other dude changed his story like 2-3 times. He even went as far as saying he was never behind me. Which is literally impossible. You hit me on a one lane highway exit and you were never behind me? Not to mention he lied about the way he was traveling. Which would have meant the damage would have been on the opposite sides of our cars.
I had a feeling I was gonna get fucked and sure enough.. he's not found liable. I'm wondering how that's possible. It's so obvious what happened. I thought I had the guy from the other insurance company convinced. He tried to pass me on the right in a one lane exit. Him changing his story 2-3 times doesn't mean anything either? Now I get this letter saying I "failed to maintain my lane of traffic and struck their insured"? Talk about a fucking joke. Shit makes absolutely no sense.
Now they (our insurance companys) are doing the whole arbitration thing. And it's gonna take months. I'm not spending my own money to get this shit fixed. I don't care if I get it back in 2 or 3 months. If I thought I was the least bit liable for this thing, I wouldn't feel bad paying. Then i'd be like "I fucked up.. i'm willing to pay". But i'm not.
