i almost always let my beard grow out during the winter (fuck a scarf, my face fur keeps me warm) so right now i've got a pretty good one going. but normally i just keep a goatee.
see i hate that. what is it that makes people associate having a beard with being a bum? seriously, if you groom it, and the look suits you, you won't look like you live in a gutter. i see plenty of bums without beards too