It actually shocks me that people are quite happy to use their phones in any fashion while driving. I've been in a total of 6 car accidents as a passenger, every one I thought i was going to die. I am proud to say the only time my hands leave the steering wheel, its to itch or pick my nose. I never exceed the speed limit either. I don't even smoke a ciggie.
There is no excuse for it, you don't just put yourself at risk, you put others at risk, and to think what you are doing is ok is just ignorant.